Northlane
Everything in one place

Features built for real financial lives

From budgeting to investing, Northlane gives you every tool you need to understand your money and make smarter decisions.

9
Core Features
12,000+
Supported Banks
Real-Time
Data Updates
AI
Weekly Insights

Everything you need to manage your money

Every feature is designed to save you time, reduce stress, and help you make smarter financial decisions.

Smart Budgeting

Create budgets that adapt to your lifestyle. Set category limits, track progress in real time, and get alerts before you overspend.

  • Custom spending categories
  • Monthly rollover budgets
  • Real-time spend tracking
  • Overspend notifications

Investment Tracking

Monitor your entire portfolio in one place with live prices from Yahoo Finance, analyst ratings, and performance analytics.

  • Stocks, ETFs & mutual funds
  • Real-time price updates
  • Analyst buy/sell ratings
  • Portfolio diversification score

Account Aggregation

Connect your bank accounts, credit cards, loans, and investments via Plaid. One dashboard for your entire financial life.

  • Connect unlimited accounts
  • Automatic balance syncing
  • Net worth calculation
  • Supports 12,000+ institutions

Cash Flow Analysis

See exactly where your money comes from and where it goes each month with interactive charts and trends over time.

  • Income vs. expense breakdown
  • Month-over-month trends
  • Seasonal spending patterns
  • Cash flow forecasting

Recurring Transactions

Never lose track of subscriptions, bills, or recurring income. Get reminders before charges hit and spot subscriptions you forgot about.

  • Auto-detection of recurring charges
  • Upcoming payment calendar
  • Subscription spend summary
  • Cancel reminders

Goal Planning

Set savings goals—emergency fund, vacation, down payment—and get a personalized plan to reach them faster.

  • Create unlimited goals
  • Progress tracking
  • Personalized savings plans
  • Goal milestone alerts

AI-Powered Insights

Northlane's AI analyzes your spending weekly and delivers personalized recommendations to help you save more and invest smarter.

  • Weekly AI financial recap
  • Spending anomaly detection
  • Savings opportunity finder
  • Personalized investment tips

Smart Alerts

Stay informed without being overwhelmed. Get alerts for unusual transactions, upcoming bills, budget limits, and more.

  • Unusual transaction alerts
  • Low balance warnings
  • Bill due reminders
  • Savings milestone notifications

Bank-Level Security

256-bit AES encryption, read-only bank access via Plaid, and two-factor authentication keep your data safe at all times.

  • 256-bit AES encryption
  • Read-only bank connection
  • Two-factor authentication
  • SOC 2 compliant infrastructure

Designed to work together

Northlane features are deeply integrated — your budget, accounts, investments, and AI insights all feed into one connected experience.

AI-Powered

Your personal financial advisor

Every week, Northlane's AI studies your spending, income, and investments to surface insights you'd never find on your own. It's like having a CFO for your personal finances.

Weekly AI Recap

Delivered every Monday morning

Investment Intelligence

Grow your wealth with confidence

Real-time portfolio tracking with live prices from Yahoo Finance. See analyst ratings, performance over time, and where to rebalance — all without logging into your brokerage.

Real-Time Portfolio

Live data from Yahoo Finance

Ready to put these features to work?

Start your free 30-day trial today. No credit card required.

No credit card required • Cancel anytime • 30-day money-back guarantee